Insurance Claims

The OGFC take out insurance cover through the VAFA via Sportscover (BJS Insurance Group) for our players to assist them with recovering some costs following treatment for injuries and niggles as well as more serious injuires. For more information on how the insurance system works, visit:

As per our Certificate of Insurance, the OGFC has cover for public liablilty, products liability, professional indemnity and management liability.  

Further to this, those who have paid their player subscriptions are also covered for Non-Medicare Medical benefits and the more serious Death & Lump Sum Payments ($100,000) and Paraplegia & Quadriplegia ($1,000,000).  Claims will allow the player to seek reimbursement of Non-Medicare Medical expenses incurred within 12 Calendar months of the injury as per below ($100 excess per claim):

  • Physiotherapy Treatment - reimbursement of up to 95% of fee charged less rebates from other sources
  • Other Non-Medical Expenses - 50% reimbursement up to $2,000 per claim (this includes private hospital accomodation, ambulance transport cost, chiropractic, dental services, ancillary medical procedures, theatre fees and more.

For a more comprehensive look at the benefits available, click here. We recommend that players seeking increased cover do so through their own Private Health cover and/or discuss further with the Club committee.

All claims must be notified to Sportscover within 30 days of the accident, injury or damage occurring. Invoices, doctors’ reports and statements can be sent in after the claim has been lodged. Settlement is paid when treatment is completed. For all the details on how to claim click here.

Should you be having any difficulties with your claim please do not hesitate to contact BJS Insurance Brokers Pty Ltd directly on (03) 9860 4200 or

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